Quick Credit Rant!
When attempting to resolve credit problems, it is important to contact your alleged creditors and the credit reporting agencies (CRAs) in writing.
A lot of people try to fix their credit over the phone. THIS ALMOST NEVER HELPS AND SOMETIMES IT MAKES MATTERS WORSE! When writing to credit reporting agencies like Experian, Equifax and TransUnion you will get best results by using handwriting letters. Never use internet templates, where you have to fill in the blanks to resolve your credit issues. This is another strategy THAT ALMOST NEVER WORKS. NEVER use Experian, Equifax or TransUnion websites to initiate a dispute. By doing so you may be forfeiting certain rights for re-investigation of alleged verified debts.
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