We all know how to get excited and celebrate, essentially “Turn up.” I am suggesting we turn down and build up a positive credit history with the money we save on overpriced drinks. As of January 2014, current data asserts that Americans are $856.9 billion in debt via credit cards alone. This translates to some pretty low credit scores and credit reports with a lot of negative information. Many federal regulations exist to protect the American public from errors on their credit report. However, most Americans are unaware of the laws thereby allowing the credit reporting agencies (CRAs) to have control over their credit history and their financial future. We encourage everyone to take control of their finances by using the law and being proactive.
What can Americans do to improve their financial standing? Who has the time? At the Better Credit Boutique, we put in the time and help our clients improve their credit. Using Federal laws such as the Fair Credit Reporting Act (FCRA), Fair Credit Billing Act (FCBA), Consumer Credit Protection Act, Credit Card Act, Fair Debt Collection Practices Act (FDCPA) as well as our tried and proven effective methods we can improve the credit scores of our clients.
Does this cost a lot of money? Our services are currently value priced from $299-$2499. We differ from our competitors in that instead of charging a few thousand upfront as well as a percentage price and/or a monthly rate we have a FLAT FEE for service. Our pricing model is geared toward people with marginal incomes. Our ultimate goal is to help repair credit for those looking to become first time home buyers, real estate investors and entrepreneurs.
Turn Down and Get Your Credit Right!
ms750fico, CERTIFIED FICO PRO
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Better Credit is in Your Reach.